301 Main Street

Luzerne, Pennsylvania

Contact Us

570.288.2635

Isuzu Finance

Isuzu Finance – Commercial Vehicle Finance Products
We specialize in financing class 1-8 vehicles either new or used.

Whether you’re a small or medium sized business with a single truck or a large company with a fleet of trucks, Isuzu Finance can tailor a lease or loan to fit your business needs. Our rate, services and exclusive Isuzu programs are hard to beat. We offer leases and loans with simple interest fixed payments that lock in an interest rate.

Isuzu iLease® – Exclusively for Isuzu N-Series and now the F-Series Class 6
The Isuzu iLease® is our premier leasing product offering the most flexibility. It’s a closed-ended, fair market value lease which means at the end of your lease you can simply walk away or you have the option to purchase the vehicle at it’s fair market value… Learn more about the Isuzu iLease

Key Benefits:

  • Low monthly payments
  • Flexibility at lease-end. Choose to return, refinance or purchase your Isuzu
  • Leasing gives you the freedom to drive a new Isuzu more often
Isuzu Finance

Isuzu Finance & iLease®

Isuzu TRAC Lease

On open-end TRAC (Terminal Rental Adjustment Clause) lease allows flexibility based on your business needs (high-miles or heavy-use). At the end of the lease, you are responsible for the residual, but you can still lease a new Isuzu, refinance or purchase the truck for its residual value.

Key Benefits:

  • Multiple terms and various residuals
  • Residual up to: 45% (36 mos), 35% (48 mos), 30% (60 mos), 15% (72 mos)
  • No mileage or wear and tear clauses

Loans
We provide loan options that can be tailored to meet your objectives such as simple-interest fixed payments that lock in an interest rate with no prepayment penalties, competitive rates and flexible terms.

Key Benefits:

  • Competitive, fixed rate
  • Flexible financing for new and used trucks
  • Various payment options: Skip, delayed or seasonal payments

Commercial Vehicle Line of Credit
Our Commercial Vehicle Line of Credit offers competitive rates and outstanding service.

Key Benefits:

  • Annual credit approval (up to 12 months)
  • Accommodates all eligible commercial vehicles, both Isuzu and non-Isuzu
  • Commercial vehicle credit lines starting at $250,000

Maximize Your Total Fleet Investment

An Isuzu Finance Commercial Vehicle Line of Credit is the ideal tool if your business plans to grow its fleet to meet seasonal demands or is expanding into new markets. Having access to a commercial vehicle line of credit can help you better manage your annual fleet renewal, respond to unexpected vehicle loss, and fund the acquisition of additional vehicles whenever needed.

  • Annual credit approval (up to 12 months)
  • Accommodates all eligible commercial vehicles, both Isuzu and non-Isuzu
  • Combined billing statement
  • Commercial vehicle credit lines starting at $250,000

Benefits:

  • Saves time when more vehicles are needed
  • Keeps your bank lines of credit free for other purposes
  • No setup or non-utilization charges
  • No annual fee

Line of Credit Underwriting Guidelines and Requirements

A completed and signed commercial vehicle credit application is the first step in the application process:

  • Credit application must include a federal tax identification number and the names of owners (percentage of ownership must total 100%)
  • Minimum of two bank/trade references
  • Last three fiscal year-end financial statements (balance sheet and profit & loss)
  • Most recent interim financial statements
  • Full copies of corporate authority documents